NS&I Index-linked Savings Certificates

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There are currently no Issues on general sale.

With NS&I Index-linked Savings Certificates (Inflation-Beating Savings), you can be sure that the value of your savings will stay ahead of any increase in the Retail Prices Index over the investment term. This gives you real peace of mind. Because inflation fluctuates, you won’t know exactly how much you are going to receive until your Certificates mature. But you can be sure that your money will have more spending power.

guaranteed to grow ahead of RPI inflation when held for at least a year
Free of UK Income Tax and Capital Gains Tax
Invest up to £15,000 in each Issue
Choice of investment terms

Are they right for you?

They may be right if you:

Want to be sure that your savings will grow ahead of inflation, as measured by the Retail Prices Index
Want to make the most of tax-free investment opportunities
Have £100 or more to invest
Can leave your money invested for the whole investment term

They may not be right if you:

Want a regular income from your savings
Might need access to your money during the investment term. No index-linking or interest is paid if you cash in within the first year.
are a non-taxpayer

*Calls from UK landlines are free, but may be chargeable from mobiles

Any money you invest with NS&I is 100% secure, beause they are backed by HM Treasury

Find out more about Index-linked Savings Certificates

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